Oklahoma Department of Insurance Issues Warning About Out-of-State Roofing Contractors
Homeowners in the Ponca City area are being urged to be cautious by the Oklahoma Department of Insurance (OID) after reports of out-of-state roofing contractors making unsolicited offers. These contractors are reportedly claiming they can help homeowners secure grants through the state’s Strengthen Oklahoma Homes (SOH) program, which is not always true.
The SOH program is designed to provide financial assistance to eligible Oklahoma homeowners for roof upgrades. It offers grants of up to $10,000, but only through an approved application process. The OID has clarified that only contractors and evaluators who are officially approved by the department are authorized to participate in the program.
Red Flags to Watch For
Residents should be wary of any unsolicited offers from out-of-state roofers promising access to SOH grants. These individuals may not be verified by the Oklahoma Insurance Department, and their claims could be misleading or entirely false. Here are some key steps homeowners should take:
- Verify any contractor through the OID’s approved list before engaging in any work.
- Do not sign any documents until you have confirmed that the contractor is part of the SOH program.
- Ensure the contractor is a registered roofer in Oklahoma by checking with the Construction Industries Board.
- Confirm that the contractor has proper liability insurance to protect against potential damages.
Important Statement from the Oklahoma Insurance Department
Ashley Scott, Deputy Commissioner of External Affairs for the Oklahoma Insurance Department, emphasized the importance of due diligence when dealing with such offers. She stated:
“If a contractor is knocking on your door and promising you a state grant, your first step is to verify them through our approved list. Do not sign anything until you confirm they are an approved contractor in the SOH program. Also, be sure to verify they are a registered roofer in Oklahoma through the Construction Industries Board and have proper liability insurance.”
Resources for Homeowners
For those looking to check the list of approved evaluators and contractors, the OID provides an online directory. This resource can be accessed at:
This list ensures that homeowners are working with legitimate professionals who meet the standards set by the Oklahoma Insurance Department.
Additional Advice
In addition to the warnings about out-of-state contractors, residents are encouraged to remain vigilant, especially following weather events that may lead to increased activity from unscrupulous individuals. Local authorities often issue similar advisories to ensure the safety and well-being of the community.
By taking the time to verify contractors and understand the SOH program, homeowners can protect themselves from potential scams and ensure they receive the support they need. It is always better to be cautious and informed when it comes to significant home improvements.
